body	{
	color: #000000; 
	background: #FFFFFF;
	margin-left: 0.8em;
	margin-right: 0.8em;
	margin-top: 0.5em;
	font-family: arial, times, sans-serif;
	}



/* Link Controls Below */




A:link	{
	font-weight: normal;
	text-decoration: underline;
	color: #0000CD;
	}
A:visited	{
	font-weight: normal;
	text-decoration: underline;
	color: #CD0000;
	}
A:active	{
	font-weight: bold;
	text-decoration: underline;
	color: #FF4500;
	}
A:hover	{
	font-weight: bold;
	text-decoration: underline;
	color: #0000FF;
	}


A.side:link	{
	font-weight: bold;
	text-decoration: none;
	color: #FFFFFF;
	font-size: 80%;
	}
A.side:visited	{
	font-weight: bold;
	text-decoration: none;
	color: #FFFFFF;
	font-size: 80%;
	}
A.side:active	{
	font-weight: bold;
	text-decoration: underline;
	color: #FFFFF0;
	font-size: 80%;
	}
A.side:hover	{
	font-weight: bold;
	text-decoration: underline;
	color: #FFFFF0;
	font-size: 80%;
	}

div.box	{
	border: outset;
	border-width: thin;
	width: 130;
	padding: .5em;
	}

div.boxon	{
	border: inset;
	border-width: thin;
	width: 130;
	padding: .5em;
	}


/* Table Formatting Below */


td.border	{
	background-color: #AA2200;
	}

td.stripe	{
	background-color: #000000;
	}


table.main	{
	background-image: url(images/logo-watermark.jpg);
	background-repeat: no-repeat;
	background-position: 100px 110px;
	}

td.main	{
	padding-left: 15px;
	}


/* Text Formatting Below */



h1	{ /* Planners Consulting in top colour bar */
	font-family: "Times New Roman", serif;
	font-size: 2.2em;
	font-variant: small-caps;
	font-weight: bold;
	color: #FFFFFF;
	margin-bottom: 0em;
	margin-left: .3em;
	}


h2	{ /* Serving financial... under logo, home page */
	font-family: "Times New Roman", serif;
	font-size: 2em;
	font-style: italic; 
	}


h3	{ /* Heading of each page */
	font-family: "Verdana", "Arial", sans-serif;
	font-size: 1.3em;
	text-align: right;
	margin-bottom: 1.5em;
	margin-right: 1em;
	}

h4	{ /* Heading of section of page */
	font-family: "Times New Roman", serif;
	font-size: 1.75em;
	margin-bottom: .5em;
	}

h4.first	{ /* Heading of section of page */
	font-family: "Times New Roman", serif;
	font-size: 1.75em;
	margin-bottom: .5em;
	font-variant: small-caps;
	font-style: italic;
	text-decoration: underline;
	}


h5	{ /* Lesser bold headings, like consultant names */
	font-family: "Arial", sans-serif;
	font-size: 1em;
	margin-bottom: 0.5em;
	}


h2, h3, h4, h5, h6	{
	font-weight: bold;
	color: #000000;
	}



p	{
	font-size: .75em;
	font-weight: normal;
	color: #000000;
	font-family: "Arial", sans-serif;
	text-align: justify;
	margin-top: 0em;
	margin-bottom: 1em;
	}

p.quote	{
	font-size: .9em;
	font-weight: normal;
	font-style: italic;
	color: #000000;
	font-family: "Arial", sans-serif;
	text-align: justify;
	margin-left: 1.1em;
	margin-right: .1em;
	margin-top: 0em;
	margin-bottom: 2em;
	}

div.left	{
	float: left;
	width: 48%;
	}

div.right	{
	float: right;
	width: 48%;
	}

div.clear	{
	clear: both;
	width: 100%;
	line-height: .2em;
	}

ul.image	{
	list-style-image: url(images/Bullet-RedArrow.gif);
	}

li	{
	margin-bottom: .5em;
	}

img.frame	{
	border: 4px ridge #5B6E5A;
	margin: 10px 0 10px 0;
	text-align: center;
	}